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      Payment Options

      We offer many convenient ways for you to pay your PNM bill. You can change your payment and billing options at any time. Review the options below, one is sure to be right for you.

      Online Option

      Bank Account

      Bank Account

      This is an electronic withdrawal from your bank account

      Checking Account

      Savings Account

      Money Market Account

      Payment Noted Same Day

      Free

      Online Option

      Credit, Debit or ATM card

      Card Payment

      Make your payment online

      Credit or Debit Card

      ATM Card (with a PULSE or STAR logo)

      Visa®,MasterCard®, Discover®

      E-check / paperless check

      Max $1,000 per transaction

      Payment Noted Same Day

      $2.00 Fee

      Online Option

      Online Banking

      Online Banking

      Use your bank's online bill-pay services to set up a one-time payment

      Checking account

      Sign up at your bank's or credit union's website

      Payee: PNM, PNM Electric, or Public Service Company of New Mexico

      Fees Vary

      Online Option

      Pay By Digital Wallet

      Digital Wallet

      Pay your bill using the wallet on your phone.

      Apple Pay

      Google Pay

      Uses KUBRA EZ-PAY®

      Uses Saved Payment Method

      $2.00 Fee

      Pay By Text

      Pay By Text

      Pay by simply responding to a text message from PNM PayByText.

      Uses KUBRA EZ-PAY®

      Uses Saved Payment Method

      Text Come 3 Days Before Your Bill is Due

      Simply reply with the unique code to make your payment

      $2.00 Fee

      Automatic Payment

      Auto Payment

      PNM automatically withdraws your monthly payment from your bank account on the day it is due

      Checking account

      Savings account

      No checks to write

      No stamps to use

      Works with Budget Billing

      Free

      Paying my PNM bill by phone

      Pay By Phone

      Call 1-844-766-7968 to reach KUBRA EZ-PAY® payment services for PNM.

      Pay by Electronic Check

      Pay by Credit Card

      Pay by Debit or ATM Card

      Very Secure System

      $2.00 Fee

      Paying my PNM bill in person

      In Person

      There are dozens of locations throughout our service area

      Pay with Cash

      Pay by Check

      Western Union

      PNM Payment Centers

      Some Locations Open Late

      Some Locations Open on Weekends

      $1.00 Fee

      Enrolling by Mail

      Pay By Mail

      Send your payment through the postal service.

      Check

      Money Order

      Send your payment to:
      Payments
      P.O. Box 27900
      Albuquerque, NM 87125-7900

      Cost of a Stamp

      Please Note: A $15 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned unpaid for any reason.

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