More Ways to Pay - pnmprod
Payment Options
We offer many convenient ways for you to pay your PNM bill. You can change your payment and billing options at any time. Review the options below, one is sure to be right for you.
Online Option
![Bank Account](/documents/28767612/28774554/pay-by-bank-acount-2.jpg/d9c0524f-8d97-c9a0-790a-bf52b92a3fa6?t=1717604363423)
Bank Account
This is a one-time electronic withdrawal from your bank account
Checking Account
Savings Account
Money Market Account
Payment Noted Same Day
Free
Online Option
![Credit, Debit or ATM card](/documents/28767612/28774290/credit-card.jpg/7d866e0a-bed1-1ef9-dbe4-069d33a2d6db?t=1702592687433)
Card Payment
Make your payment online
Credit or Debit Card
ATM Card (with a PULSE or STAR logo)
Visa®,MasterCard®, Discover®
E-check / paperless check
Max $1,000 per transaction
Payment Noted Same Day
$2.00 Fee
Online Option
![Online Banking](/documents/28767612/28774554/pay-by-online-banking.jpg/926d980b-e0c4-8684-69e5-ec588236563b?t=1717533744310)
Online Banking
Use your bank's online bill-pay services to set up a one-time payment
Checking account
Sign up at your bank's or credit union's website
Payee: PNM, PNM Electric, or Public Service Company of New Mexico
Fees Vary
Online Option
![Pay By Digital Wallet](/documents/28767612/28774554/pay-digital-wallet.jpg/784d8e76-8a9b-e551-4ca6-d801c826ce95?t=1717535558641)
Digital Wallet
Pay your bill using the wallet on your phone.
Apple Pay
Google Pay
Uses KUBRA EZ-PAY®
Uses Saved Payment Method
$2.00 Fee
![Pay By Text](/documents/28767612/28774554/pay-pay-by-text.jpg/fdf0f57b-1991-2883-466c-b984b486d3d4?t=1717534343645)
Pay By Text
Pay by simply responding to a text message from PNM PayByText.
Uses KUBRA EZ-PAY®
Uses Saved Payment Method
Text Come 3 Days Before Your Bill is Due
Simply reply with the unique code to make your payment
$2.00 Fee
![Automatic Payment Automatic Payment](/documents/28767612/28774554/pay-automatic-payment.jpg/864b390a-62ff-3516-79d4-ca4b741a88f9?t=1713377335967)
Auto Payment
PNM automatically withdraws your monthly payment from your bank account on the day it is due
Checking account
Savings account
No checks to write
No stamps to use
Works with Budget Billing
Free
![Paying my PNM bill by phone Paying my PNM bill by phone](/documents/28767612/45132247/pay-by-phone-woman.jpg/0f1d48cb-0d4c-5924-e735-675ef5a6996b?t=1703109905679)
Pay By Phone
Call 1-844-766-7968 to reach KUBRA EZ-PAY® payment services for PNM.
Pay by Electronic Check
Pay by Credit Card
Pay by Debit or ATM Card
Very Secure System
$2.00 Fee
![Enrolling by Mail](/documents/28767612/28774554/pay-automatic-payment-form-signup.jpg/f326124a-0ceb-e92c-e8a6-ac9fa2cfcbaf?t=1713377336289)
Pay By Mail
Send your payment through the postal service.
Check
Money Order
Send your payment to:
Payments
P.O. Box 27900
Albuquerque, NM 87125-7900
Cost of a Stamp
![Paying my PNM bill in person Paying my PNM bill in person](/documents/28767612/28774554/pay-in-person.jpg/a111138b-2c26-8dd7-f2b3-819df68a952a?t=1713299730098)
PNM Payment Centers
Locations across the state
Pay In Person
Pay with Cash
Pay by Check
![Paying my PNM bill in person Paying my PNM bill in person](/documents/28767612/28774554/pay-western-union.jpg/8c275216-bb2d-3df2-a0e8-be2a59d53a99?t=1713473970738)
Western Union
There are dozens of locations throughout our service area
Pay with Cash
Pay with a Debit Card
Some Locations Open Late
Some Locations Open on Weekends
$1.00 Fee
Please Note: A $15 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned unpaid for any reason.
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