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    Payment Options

    We offer many convenient ways for you to pay your PNM bill. You can change your payment and billing options at any time. Review the options below, one is sure to be right for you.

    Online Option

    Bank Account

    Bank Account

    This is an electronic withdrawal from your bank account

    Checking Account

    Savings Account

    Money Market Account

    Payment Noted Same Day

    Free

    Online Option

    Credit, Debit or ATM card

    Card Payment

    Make your payment online

    Credit or Debit Card

    ATM Card (with a PULSE or STAR logo)

    Visa®,MasterCard®, Discover®

    E-check / paperless check

    Max $1,000 per transaction

    Payment Noted Same Day

    $2.00 Fee

    Online Option

    Online Banking

    Online Banking

    Use your bank's online bill-pay services to set up a one-time payment

    Checking account

    Sign up at your bank's or credit union's website

    Payee: PNM, PNM Electric, or Public Service Company of New Mexico

    Fees Vary

    Online Option

    Pay By Digital Wallet

    Digital Wallet

    Pay your bill using the wallet on your phone.

    Apple Pay

    Google Pay

    Uses KUBRA EZ-PAY®

    Uses Saved Payment Method

    $2.00 Fee

    Pay By Text

    Pay By Text

    Pay by simply responding to a text message from PNM PayByText.

    Uses KUBRA EZ-PAY®

    Uses Saved Payment Method

    Text Come 3 Days Before Your Bill is Due

    Simply reply with the unique code to make your payment

    $2.00 Fee

    Automatic Payment

    Auto Payment

    PNM automatically withdraws your monthly payment from your bank account on the day it is due

    Checking account

    Savings account

    No checks to write

    No stamps to use

    Works with Budget Billing

    Free

    Paying my PNM bill by phone

    Pay By Phone

    Call 1-844-766-7968 to reach KUBRA EZ-PAY® payment services for PNM.

    Pay by Electronic Check

    Pay by Credit Card

    Pay by Debit or ATM Card

    Very Secure System

    $2.00 Fee

    Paying my PNM bill in person

    In Person

    There are dozens of locations throughout our service area

    Pay with Cash

    Pay by Check

    Western Union

    PNM Payment Centers

    Some Locations Open Late

    Some Locations Open on Weekends

    $1.00 Fee

    Enrolling by Mail

    Pay By Mail

    Send your payment through the postal service.

    Check

    Money Order

    Send your payment to:
    Payments
    P.O. Box 27900
    Albuquerque, NM 87125-7900

    Cost of a Stamp

    Please Note: A $15 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned unpaid for any reason.

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