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        Payment Options

        We offer many convenient ways for you to pay your PNM bill. You can change your payment and billing options at any time. Review the options below, one is sure to be right for you.

        Online Option

        Bank Account

        Bank Account

        This is a one-time electronic withdrawal from your bank account

        Checking Account

        Savings Account

        Money Market Account

        Payment Noted Same Day

        Free

        Online Option

        Credit, Debit or ATM card

        Card Payment

        Make your payment online

        Credit or Debit Card

        ATM Card (with a PULSE or STAR logo)

        Visa®,MasterCard®, Discover®

        E-check / paperless check

        Max $1,000 per transaction

        Payment Noted Same Day

        $2.00 Fee

        Online Option

        Online Banking

        Online Banking

        Use your bank's online bill-pay services to set up a one-time payment

        Checking account

        Sign up at your bank's or credit union's website

        Payee: PNM, PNM Electric, or Public Service Company of New Mexico

        Fees Vary

        Online Option

        Pay By Digital Wallet

        Digital Wallet

        Pay your bill using the wallet on your phone.

        Apple Pay

        Google Pay

        Uses KUBRA EZ-PAY®

        Uses Saved Payment Method

        $2.00 Fee

        Pay By Text

        Pay By Text

        Pay by simply responding to a text message from PNM PayByText.

        Uses KUBRA EZ-PAY®

        Uses Saved Payment Method

        Text Come 3 Days Before Your Bill is Due

        Simply reply with the unique code to make your payment

        $2.00 Fee

        Automatic Payment

        Auto Payment

        PNM automatically withdraws your monthly payment from your bank account on the day it is due

        Checking account

        Savings account

        No checks to write

        No stamps to use

        Works with Budget Billing

        Free

        Paying my PNM bill by phone

        Pay By Phone

        Call 1-844-766-7968 to reach KUBRA EZ-PAY® payment services for PNM.

        Pay by Electronic Check

        Pay by Credit Card

        Pay by Debit or ATM Card

        Very Secure System

        $2.00 Fee

        Enrolling by Mail

        Pay By Mail

        Send your payment through the postal service.

        Check

        Money Order

        Send your payment to:
        Payments
        P.O. Box 27900
        Albuquerque, NM 87125-7900

        Cost of a Stamp

        Paying my PNM bill in person

        PNM Payment Centers

        Locations across the state

        Pay In Person

        Pay with Cash

        Pay by Check

        Paying my PNM bill in person

        Western Union

        There are dozens of locations throughout our service area

        Pay with Cash

        Pay with a Debit Card

        Some Locations Open Late

        Some Locations Open on Weekends

        $1.00 Fee

        Please Note: A $15 returned check charge will be assessed by PNM when a paper or electronic check is submitted to PNM and returned unpaid for any reason.

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